Three decades in one district, now open to the world.
What began as one man's ledger in Ranaghat has grown into a small team helping families across Nadia — and, through NRE/NRO routes, families abroad — invest directly with AMCs, insurers and issuers.
Started with one ledger book. Still runs on the same principle.
Pradip Adhya, a Certified Financial Planner (CFP®), began working with local families in Ranaghat over thirty years ago — before mutual funds were a household phrase in Nadia. What people kept coming back for wasn't a hot tip; it was someone who would sit down, write the numbers by hand if needed, and explain what could go wrong before explaining what could go right.
Partha Pratim Adhya joined the practice to build out digital onboarding, NRI servicing and the calculators you'll find on this site — while keeping the same in-person, paper-and-pen conversations available for anyone who prefers them.
Today, Adhya Invest Mantra operates through two AMFI Registered Mutual Fund Distributors — ARN-16434 (Pradip Adhya) · ARN-261623 (Partha Pratim Adhya) — distributing regular plans across every major fund house, alongside insurance, fixed deposits, bonds and NPS. In 2026 Pradip Adhya also enrolled with APMI as a registered Distributor of Portfolio Management Services (APRN10250 · EUIN E20051), so families with larger portfolios can access PMS strategies of SEBI registered Portfolio Managers through the same relationship.
A short, honest list
Risk stated first
We say what could go wrong with an option before we say what could go right, every single time.
Commission on request
Ask us what we earn on a scheme before you invest, and we'll tell you the number.
Your name, your folio
Every investment sits directly in your name with the AMC, insurer or issuer — never with us.
Goal before product
We start with what the money is for. The scheme comes after, not before.
Who you'll actually speak to
Pradip Adhya, CFP®
Founder. Three decades in the field, holding an independent AMFI registration and an APMI registration as a PMS distributor (EUIN E20051) under Adhya Invest Mantra. Handles onboarding, in-person meetings and escalations.
Partha Pratim Adhya, MFD
Handles digital onboarding, NRI servicing, portfolio reviews and the day-to-day running of client folios, with an independent AMFI registration of his own.
Come in, call, or write — whichever is easiest
Our Ranaghat office is open Mon – Sat, 10:00 AM – 7:00 PM. NRI clients are welcome to write in at any hour — we reply the same working day.