See what discipline can build
Ten calculators to help you set goals. Figures use assumed rates of return and are not a promise or forecast of actual performance.
SIP Calculator
See what a fixed monthly investment could grow into over time.
Illustrative only, based on the assumptions you entered. Mutual fund investments are subject to market risks; actual returns will differ and are not guaranteed. Read all scheme related documents carefully.
Lumpsum Calculator
A one-time investment, compounded annually.
Illustrative only, based on the assumptions you entered. Mutual fund investments are subject to market risks; actual returns will differ and are not guaranteed. Read all scheme related documents carefully.
Step-up SIP Calculator
Increase your SIP every year in line with your income.
Illustrative only, based on the assumptions you entered. Mutual fund investments are subject to market risks; actual returns will differ and are not guaranteed. Read all scheme related documents carefully.
SWP Calculator
See how long a corpus lasts with regular monthly withdrawals.
Illustrative only. Assumes the corpus earns the stated return every month and the withdrawal is taken at the end of each month. Capital gains tax on redemptions is not considered. Mutual fund investments are subject to market risks.
Goal SIP Calculator
Work out the monthly SIP a specific goal needs.
Illustrative only, based on the assumptions you entered. Mutual fund investments are subject to market risks; actual returns will differ and are not guaranteed. Read all scheme related documents carefully.
Retirement Corpus Calculator
Work out the corpus you'll need, and the SIP to build it.
Illustrative only, based on the assumptions you entered. Mutual fund investments are subject to market risks; actual returns will differ and are not guaranteed. Read all scheme related documents carefully.
Child Education Calculator
Size the bill for the year your child actually reaches it.
Illustrative only, based on the assumptions you entered. Mutual fund investments are subject to market risks; actual returns will differ and are not guaranteed. Read all scheme related documents carefully.
Loan EMI Calculator
Work out the monthly instalment on a loan.
Illustrative only. Assumes a fixed rate on a reducing balance for the full tenure. Your lender's actual EMI depends on its rate, processing fees and repayment schedule; floating rates can change over the tenure.
FD / RD Maturity Calculator
Maturity value with quarterly compounding, the method used by most Indian banks.
Illustrative only. Actual maturity depends on the bank's compounding method, applicable TDS and premature-withdrawal rules. Interest is taxable as per your income-tax slab.
CAGR & Inflation Calculator
Check the annualised, and inflation-adjusted, return of a past investment.
Illustrative only. CAGR = (Final ÷ Initial)1/years − 1. Real CAGR removes the inflation you entered. Past returns do not indicate future returns.
Disclaimer: These calculators are for illustration and education only. They assume a constant rate of return, which real markets do not deliver, and do not account for taxes, exit loads or expenses. They are not investment advice, a forecast, or an assurance of returns. Mutual fund investments are subject to market risks — read all scheme related documents carefully before investing.
How these figures are calculated
- SIP & Step-up SIP: instalment invested at the start of each month; monthly rate = annual rate ÷ 12. FV = P × [((1+i)n − 1) ÷ i] × (1+i). Step-up raises the instalment once a year.
- Lumpsum: FV = P × (1 + r)years, compounded annually.
- SWP: corpus grows for the month, then the withdrawal is taken; the last withdrawal is capped at whatever is left.
- Goal & Child Education: today's cost is inflated to the target year, then the start-of-month SIP that reaches that amount is solved for.
- Retirement: today's monthly expense is inflated to retirement; yearly expenses (rising with inflation) are drawn at the start of each year from a corpus earning the post-retirement return.
- EMI: EMI = P × i × (1+i)n ÷ ((1+i)n − 1), reducing balance.
- FD / RD: quarterly compounding; each RD instalment compounds for its remaining term.
Let's make them real
A calculator shows the possibility — a disciplined SIP pursues it. Talk to us about setting one up.